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... in choosing an investment, be it stock, bond or fund. "That line is true at the bottom of the p...Using the Bank of Canada's inflation calculator, $100 worth of goods in 1970 would have cost consu...
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It is such a case-by-case thing where it's your own personal appetite for risk," says Brent Currie, managing director of day-to-day banking at Scotiabank. "You might need to go into something with a higher risk-return ratio, but a lot of people will say, 'That's not for me.'
"Even if you're just putting it into an investment that doesn't make hardly any return at all, you're still getting a 20 per cent return on your money," Currie says.
Similar to a Registered Retirement Savings Plan, this program allows parents and would-be students to save for university by letting the money grow tax-sheltered until it's withdrawn to cover education costs. At that point, the money is taxable, but it's taxed in the hands of the student, who likely has such a low income that applicable taxes will be ...
... Education Savings Plan) Reality Check calculator, for example. According to its calculator, tuition...Canada Learning Bond. If you receive the National Child Benefit Supplem...
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... the odds, backed by his trusty pocket calculator, Boyes became quiet and said: "There is always tha...There was a special bond between father and daughter: they shared the same ...
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Advisers have to feed themselves. They are guided by what's good for the consumer, and they are also guided by what's good for their employer," [Tom Hamza] says. "There's a sales-driven culture that encourages advisers to put mutual funds at the front of the line as places for people to put their money.
"The million-dollar question always has been on mutual funds: 'Do I second guess the money manager?'" says [Doug Nelson], an adviser with Nelson Financial Consultants in Winnipeg. "We went through 2001 and 2002 and we thought that we wouldn't second guess the money managers, and we kind of regret that a little bit."
"If it's hard for a manager to beat an index over a long period of time, it's even harder if they are charging high fees," he says. "I don't want to make it sound like a lo...
... Fund Education website has an MER calculator to help you figure out how much an MER will cost y... ETFs, including the S&P TSX Composite Index, bond markets and specific equity indices such as gold, ...
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Obviously, though, a healthy pension plan that can fully meet its obligations is a pretty important part of the mix. For that reason, a lot of pension plan members are breathing easier this week as two separate studies suggest that Canadian pension plans are regaining their lost health.
Now, I don't like to say "I told you so" (actually, the truth is I love to say that, just seldom get a chance), but I suggested back in 2003, when panic about pension deficits was reaching a fever pitch, that a few years of solid stock market returns and extra funding by companies would work wonders for ailing pension plans. I suggested at the time that no one should panic.
Another negative for pension plans is the amount of regulation and paperwork they require, which leads many small and medium-sized e...
... a market correction or a drop in long-term bond rates could immediately put the average pension in... don't belong to a plan, get out your calculator and figure out how much you will have to save on y...
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It says to 'bond with your Bucky,' so I did. I've had neck problems that have bothered me for a long time. Just the thought of taking a flight or being confined in a place where I can't stretch out is enough to make my neck throb. Little did I know that this cushy little neck supporter would alleviate my fears. The odd shape allows you to move it around so that you can get more support on one side, allowing your neck to rest while your head is held in place. This kept my neck from getting sore. It stores wonderfully and one good breath should inflate it. Release the air with a touch of a button. It also has a removable micro terry polyester cover that is machine washable in case you want to share your Bucky.
... the perfect tip via the built-in calculator. This portable device made by Franklin does what i...