Obviously, though, a healthy pension plan that can fully meet its obligations is a pretty important part of the mix. For that reason, a lot of pension plan members are breathing easier this week as two separate studies suggest that Canadian pension plans are regaining their lost health.
Now, I don't like to say "I told you so" (actually, the truth is I love to say that, just seldom get a chance), but I suggested back in 2003, when panic about pension deficits was reaching a fever pitch, that a few years of solid stock market returns and extra funding by companies would work wonders for ailing pension plans. I suggested at the time that no one should panic.
Another negative for pension plans is the amount of regulation and paperwork they require, which leads many small and medium-sized e...
...Another big positive factor has been the rise in long-term interest rates, making it easier for ... don't belong to a plan, get out your calculator and figure out how much you will have to save on y...