Index

• Author: Denis Boivin
• Pages: 649-663

649

Abandonment of sal vage, 481–82

Access to infor mation. See also Disclosure

extent of disc losure, 135–38

insurable r isk, 133

Accident

automobile accidents. See Automobile

accidents

def‌ined, 297–305, 317

other accidents. See Ac cident and

sickness in surance

Accident and sickne ss insurance. See

also First-part y insurance; Health

insurance

cons ent, 97–9 8

def‌inition of accident , 297–305, 317

designated b enef‌iciaries. See Bene-

f‌iciaries

duty to disclos e, 147

fraud, 174

group versus ind ividual, 48

indemnity ver sus non-indemnity, 51

insurable int erest, 90, 95–104

licences to sel l, 19

limitation p eriods, 406, 407

non-disclosure, 174

limitat ions period, 174

remedies, 192–93, 605

notice of incident, 353–54

policy contents, 2 60–61

proof of loss, 353–54

statutory c onditions, 258–59

unilater al termination, 276

Actual cash v alue, 441, 462–77

def‌inition, 4 61–64

guidelines, 46 4–67

loss of market value, 474–75

loss of productive v alue, 475–77

repair cost s less depreciation, 467–69

replacement cost s less depreciation,

469–74

replacement opt ion, 449–53

Actual replace ment cost. See Replace-

ment cost

Adjusters, 22–23. See also Intermediaries

agency relation ship, 22

claims s ettlement. See Settlement

process

duties, 22–23

f‌iduciary dut y, 225–26

independent adjusters, 22

regulation, 2 3, 63–65

Agency relation ship

intermedi aries, 17, 18, 198–217

adjusters, 22

amanuensis presumption, 201–3

INDEX