Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65

JurisdictionBritish Columbia
JudgeThe Honourable Mr. Justice Willcock,The Honourable Madam Justice Fenlon,The Honourable Mr. Justice Voith
Docket NumberCA46681
CourtCourt of Appeal (British Columbia)
Date12 February 2021
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12 practice notes
  • Court Of Appeal Summaries (April 18 - 22, 2022)
    • Canada
    • Mondaq Canada
    • April 26, 2022
    ...Homes Ltd. v. Lombard General Insurance Co. of Canada, 2010 SCC 33, [2010] 2 S.C.R. 245, Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, Sabean v. Portage La Prairie Mutual Insurance Co., 2017 SCC 7 Render v. ThyssenKrupp Elevator (Canada) Limited, 2022 ONCA 310 Keywords: Emp......
  • Sir Corp. v. Aviva, 2022 ONSC 6929
    • Canada
    • Superior Court of Justice of Ontario (Canada)
    • December 20, 2022
    ...either party or of the ‘concerns’ that an insurer alone might hold”: Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, at para. 94; Nodel v. Stewart Title Guaranty Company, 2018 ONCA 341, 140 O.R. (3d) 401, at para. 18; Sattva, at paras. 59–61; Famil......
  • Sarzynick v. Skwarchuk, 2021 BCSC 443
    • Canada
    • Supreme Court of British Columbia (Canada)
    • March 12, 2021
    ...to the weight ascribed to the statement by the trier of fact: Khelawon, at para. 49; Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65 at paras. 95–96. As I discuss below, I find that none of the hearsay statements meet the requirements of the principled approach. Accordingly, I......
  • 202135 Ontario Inc. v. Northbridge General Insurance Corporation, 2022 ONCA 304
    • Canada
    • Court of Appeal (Ontario)
    • April 19, 2022
    ...each make sense within the policy read as a whole: Progressive Homes, at paras. 22-23; Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, at para. 88; Sabean v. Portage La Prairie Mutual Insurance Co., 2017 SCC 7, [2017] 1 S.C.R. 121, at para. [18]     &......
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5 cases
  • Sir Corp. v. Aviva,
    • Canada
    • Superior Court of Justice of Ontario (Canada)
    • December 20, 2022
    ...either party or of the ‘concerns’ that an insurer alone might hold”: Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, at para. 94; Nodel v. Stewart Title Guaranty Company, 2018 ONCA 341, 140 O.R. (3d) 401, at para. 18; Sattva, at paras. 59–61; Famil......
  • Sarzynick v. Skwarchuk,
    • Canada
    • Supreme Court of British Columbia (Canada)
    • March 12, 2021
    ...to the weight ascribed to the statement by the trier of fact: Khelawon, at para. 49; Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65 at paras. 95–96. As I discuss below, I find that none of the hearsay statements meet the requirements of the principled approach. Accordingly, I......
  • 202135 Ontario Inc. v. Northbridge General Insurance Corporation,
    • Canada
    • Court of Appeal (Ontario)
    • April 19, 2022
    ...each make sense within the policy read as a whole: Progressive Homes, at paras. 22-23; Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, at para. 88; Sabean v. Portage La Prairie Mutual Insurance Co., 2017 SCC 7, [2017] 1 S.C.R. 121, at para. [18]     &......
  • 202135 Ontario Inc., et al. v. Northbridge General Insurance,
    • Canada
    • Superior Court of Justice of Ontario (Canada)
    • June 14, 2021
    ...does not necessarily give rise to ambiguity, when the contract is read as a whole: Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, at para. [12]        Finally, an ambiguity only exists if there are two or more reasonable interpretations of ......
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7 firm's commentaries
  • Court Of Appeal Summaries (April 18 - 22, 2022)
    • Canada
    • Mondaq Canada
    • April 26, 2022
    ...Homes Ltd. v. Lombard General Insurance Co. of Canada, 2010 SCC 33, [2010] 2 S.C.R. 245, Surespan Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65, Sabean v. Portage La Prairie Mutual Insurance Co., 2017 SCC 7 Render v. ThyssenKrupp Elevator (Canada) Limited, 2022 ONCA 310 Keywords: Emp......
  • Unrealistic Coverage: Insurer Tripped Up By Loose Policy Language Case Study: Surespan Structures Ltd. V Lloyds Underwriters
    • Canada
    • Mondaq Canada
    • June 22, 2021
    ...language of the insurance policy governed the relationship of the parties, and the outcome of the dispute, in Surespan. Footnotes 1 2021 BCCA 65. 2Express reference (at para. 97) was made to the fact that the coverage in issue (Mitigation of Loss coverage) was not a common element of Canadi......
  • Insurers: Guard Your Limits
    • Canada
    • Mondaq Canada
    • March 18, 2021
    ...How will insurers provide mitigation coverage in the future? In the recent decision of Surespan Structures Ltd. v. Llyods Underwriters, 2021 BCCA 65, a three judge panel of the British Columbia Court of Appeal grappled with these issues in an appeal of the interpretation of an insurance pol......
  • The Sky's The Limit: Inconsistent Policy Drafting Results In Unlimited Coverage
    • Canada
    • Mondaq Canada
    • March 29, 2021
    ...Structures Ltd. v. Lloyds Underwriters, 2021 BCCA 65 ('Surespan'), the Court of Appeal held that there was no limit to a particular area of coverage, despite there being limits in other In a multi-party construction project, Graham Design was subcontracted under a design-services agreement.......
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