Abdulrahim v. Manufacturers Life Insurance Co., [2003] O.T.C. 606 (SC)

• Judge: Himel, J.
• Court: Superior Court of Justice of Ontario (Canada)
• Case Date: February 03, 2003
• Jurisdiction: Ontario
• Citations: [2003] O.T.C. 606 (SC)

Abdulrahim v. Manufacturers Life, [2003] O.T.C. 606 (SC)

MLB headnote and full text

Temp. Cite: [2003] O.T.C. TBEd. JL.001

Mohamed Abdulrahim (plaintiff) v. Manufacturers Life Insurance Company (defendant)

(File No. 02-CV-237945CM2)

Indexed As: Abdulrahim v. Manufacturers Life Insurance Co.

Court of Ontario

Superior Court of Justice

Himel, J.

June 26, 2003.

Summary:

This headnote contains no summary.

Insurance - Topic 1851

The insurance contract - Interpretation of contract - General - See paragraphs 27 to 70.

Insurance - Topic 8184

Health insurance - Group - Benefits - Deductions - See paragraphs 20 to 70.

Words and Phrases

Receives or is entitled to receive - The Ontario Superior Court discussed the meaning of the phrase "receives or is entitled to receive" as used in a group health insurance policy - See paragraphs 20 to 70.

Cases Noticed:

Sutor v. Workplace Safety and Insurance Board (Ont.) (2003), 168 O.A.C. 107 (C.A.), refd to. [para. 2].

Chu v. Madill, [1977] 2 S.C.R. 400; 12 N.R. 187; 71 D.L.R.(3d) 295, reving. (1974), 5 O.R.(2d) 729; 51 D.L.R.(3d) 481 (C.A.), refd to. [para. 24].

Consolidated-Bathurst Export Ltd. v. Mutual Boiler and Machinery Insurance Co., [1980] 1 S.C.R. 888; 32 N.R. 488; 112 D.L.R.(3d) 49; [1980] I.L.R. 1-1176, refd to. [para. 28].

Brissette Estate v. Westbury Life Insurance Co., [1992] 3 S.C.R. 87; 142 N.R. 104; 58 O.A.C. 10, refd to. [para. 28].

Reid Crowther & Partners Ltd. v. Simcoe & Erie General Insurance Co., [1993] 1 S.C.R. 252; 147 N.R. 44; 83 Man.R.(2d) 81; 36 W.A.C. 81; 13 C.C.L.I.(2d) 161, refd to. [para. 29].

Canadian Indemnity Co. v. Andrews & George Co., [1953] 1 S.C.R. 19, refd to. [para. 30].

Somersall v. Friedman et al. (2002), 292 N.R. 1; 163 O.A.C. 201 (S.C.C.), refd to. [para. 31].

Alampi v. Swartz et al., [1964] 1 O.R. 488; 43 D.L.R.(2d) 11 (C.A.), refd to. [para. 32].

Jones v. Confederation Life Insurance Co. (1995), 128 Nfld. & P.E.I.R. 261; 400 A.P.R. 261; 30 C.C.L.I.(2d) 45 (Nfld. C.A.), refd to. [para. 34].

Chilton v. Co-Operators General Insurance Co. (1997), 97 O.A.C. 369; 32 O.R.(3d) 161; 143 D.L.R.(4th) 647 (C.A.), refd to. [para. 34].

Shannon v. Great-West Life Assurance Co., [1996] I.L.R. 1-3317; 106 Man.R.(2d) 75; 33 C.C.L.I.(2d) 1 (Q.B.), refd to. [para. 39].

MacDermid v. Economical Mutual Insurance Co. (2000), 184 N.S.R.(2d) 392; 573 A.P.R. 392; 19 C.C.L.I.(3d) 84 (S.C.), refd to. [para. 39].

Courtney v. Royal and SunAlliance Insurance, [2001] I.L.R. I-4006; 237 N.B.R.(2d) 289; 612 A.P.R. 289; 28 C.C.L.I.(3d) 1 (C.A.), refd to. [para. 41].

Smith v. Liberty Mutual Insurance Co. (2000), 228 N.B.R.(2d) 252; 588 A.P.R. 252; 20 C.C.L.I.(3d) 163 (C.A.), refd to. [para. 41].

Stante v. Boudreau (1980), 29 O.R.(2d) 1; 112 D.L.R.(3d) 172 (C.A.), refd to. [para. 42].

Brown v. Bouwkamp (1976), 12 O.R.(2d) 33; 67 D.L.R.(3d) 620 (C.A.), refd to. [para. 42].

Coderre v. Lambert et al. (1993), 64 O.A.C. 241; 14 O.R.(3d) 453; 103 D.L.R.(4th) 289 (C.A.), refd to. [para. 43].

Chrappa v. Ohm (1998), 109 O.A.C. 102; 38 O.R.(3d) 651; 159 D.L.R.(4th) 215 (C.A.), refd to. [para. 43].

Bapoo v. Co-operators General Insurance Co. (1997), 154 D.L.R.(4th) 385; 36 O.R.(3d) 616 (C.A.), refd to. [para. 47].

Bond v. Insurance Corp. of British Columbia (1981), 124 D.L.R.(3d) 720 (B.C.C.A.), refd to. [para. 57].

Kruger v. Mutual Benefit Health and Accident Association, [1944] 1 D.L.R. 638 (Ont. C.A.), refd to. [para. 61].

Cornish v. Accident Insurance Co. (1889), 23 Q.B.D. 453 (C.A.), refd to. [para. 61].

TransCanada Pipelines Ltd. v. Potter Station Power Limited Partnership et al., [2002] O.T.C. 84 (Sup. Ct.), refd to. [para. 66].

Canadian Atlas Diesel Engines Co. v. McLeod Engines Ltd., [1952] 2 S.C.R. 122, refd to. [para. 66].

Law-Woman Management Corp. v. Peel (Regional Municipality) et al. (1991), 2 O.R.(3d) 567 (Gen. Div.), refd to. [para. 66].

Indian Molybdenum Ltd. v. Canada, [1951] 3 D.L.R. 497 (S.C.C.), refd to. [para. 66].

Eli Lilly & Co. et al. v. Novopharm Ltd. et al., [1998] 2 S.C.R. 129; 227 N.R. 201, refd to. [para. 66].

Authors and Works Noticed:

Brown, Craig, and Menezes, Julio, Insurance Law in Canada (2002 Looseleaf Ed.), pp. 1-2 [para. 54]; 8-3 [para. 36].

Counsel:

Christopher Morrison, for the plaintiff/moving party;

Craig Anderson, for the defendant/responding party.

This case was heard on February 3, 2003, before Himel, J., of the Ontario Superior Court, who released the following decision on June 26, 2003.

Please note: The following judgment has not been edited.