Appendix A: Time Value Tables

• Author: Vern Krishna
• Pages: 421-425

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Appendix A: Time Value Tables

Compound Amount of $: Amount to Which $ Now Will Grow by End of

Specif‌ied Year at Compounded Interest

Year % % % % % % % % % %

1 1.03 1.04 1.05 1.06 1.07 1.08 1.10 1.12 1.15 1.20

2 1.06 1.08 1.10 1.12 1.14  1.21 1.25 1.32 1.44

3 1.09 1.12 1.16 1.19 1.23 1.26 1.33 1.40 1.52 1.73

4 1.13 1.17 1.22 1.26 1.31 1.36 6 1.57 1.74 2.07

5 1.16 1.22 1.28 1.34 1.40 1.47 1.61 1.76 2.01 2.49

6 1.19 1.27 1.34 1.41 1.50 1.59 1.77 1.97 2.31 2.99

7 1.23 1.32 1.41 1.50 1.61 1.71 1.94 2.21 2.66 3.58

8 1.27 1.37 1.48 1.59 1.72 1.85 2.14 2.48 3.05 4.30

9 1.30 1.42 1.55 1.68 1.84  2.35 2.77 3.52 5.16

10 1.34 1.48 1.63  1.97 2.16  3.11 4.05 6.19

11 1.38 1.54 1.71 1.89 2.10 2.33 2.85 3.48 4.66 7.43

12 1.43 1.60 1.80  2.25 2.52 3.13 3.90 5.30 8.92

13 1.47 1.67 1.89 2.13 2.41 2.72 3.45 4.36 6.10 10.7

14 1.51 1.73 1.98 2.26 2.58 2.94 3.79 4.89 7.00 12.8

15 1.56 1.80 2.08 2.39 2.76 3.17 4.17 5.47 8.13 15.4

16 1.60 1.87 2.18 2.54 2.95 3.43 4.59 6.13 9.40 18.5

17 1.65 1.95 2.29 2.69 3.16 3.70 5.05 6.87 10.6 22.2

18 1.70 2.03 2.41 2.85 3.38 4.00 5.55 7.70 12.5 26.6

19 1.75 2.11 2.53 3.02 3.62 4.32 6.11 8.61 14.0 31.9

20 1.81 2.19 2.65 3.20 3.87  6.72 9.65 16.1 38.3

25 2.09 2.67 3.39 4.29 5.43 6.85 10.8 17.0 32.9 95.4

30 2.43 3.24 4.32 5.74  10.0 17.4 30.0 66.2 237

40 3.26  7.04 10.3 15.0 21.7 45.3   

50 4.38 7.11 11.5 18.4 29.5 46.9 117 289 1080 9100