Davidson v. Wawanesa Insurance Co., 2015 BCSC 1383

JurisdictionBritish Columbia
JudgeFitzpatrick, J.
CourtSupreme Court of British Columbia (Canada)
Subject MatterINSURANCE,PRACTICE,CRIMINAL LAW,EVIDENCE
Citation2015 BCSC 1383,[2015] B.C.T.C. Uned. 1383,[2015] B.C.T.C. Uned. 1383 (SC)
Date10 August 2015
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5 practice notes
  • Fire Losses And Investigations
    • Canada
    • Mondaq Canada
    • October 2, 2017
    ...it was "unjust and unreasonable" to terminate the contract. Another example of this can be found in Davidson v Wawanesa Insurance Co., 2015 BCSC 1383, where the Insurer denied coverage on the basis of misrepresentation and material change after arson resulted in the loss of an insured resid......
  • Drechsler v. Canadian Northern Shield Insurance Company,
    • Canada
    • Supreme Court of British Columbia (Canada)
    • August 25, 2021
    ...clauses do not apply, ostensibly for the same reasons as this Court rejected similar arguments in Davidson v. Wawanesa Insurance Company, 2015 BCSC 1383. Was there a material change in risk? Legal test [31]        The parties agree on the legal test to be ......
  • Legalization Of Cannabis: Upping The Risk Factor
    • Canada
    • Mondaq Canada
    • October 19, 2018
    ...higher risk of damage due to fire, moisture, mould, electrical failure, and theft. For instance, in Davidson v Wawanesa Insurance Co., 2015 BCSC 1383 it was found that the presence of a cannabis grow operation was a change material to the risk under the policy. Would growing a legal amount ......
  • Agricultural Law NetLetter - Friday, August 21, 2015 - Issue 330
    • Canada
    • Mondaq Canada
    • September 3, 2015
    ...Court of British Columbia) ** NEW CASE LAW ** Davidson v. Wawanesa Insurance Co.; CALN/2015-019, Full text: [2015] B.C.J. No. 1701; 2015 BCSC 1383, Supreme Court of British Columbia, S.C. Fitzpatrick J., August 10, Insurance -- Exclusion for "Farming" -- Whether Marijuana Growing Operations......
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2 cases
  • Drechsler v. Canadian Northern Shield Insurance Company,
    • Canada
    • Supreme Court of British Columbia (Canada)
    • August 25, 2021
    ...clauses do not apply, ostensibly for the same reasons as this Court rejected similar arguments in Davidson v. Wawanesa Insurance Company, 2015 BCSC 1383. Was there a material change in risk? Legal test [31]        The parties agree on the legal test to be ......
  • Schellenberg v. Wawanesa Mutual Insurance Company, 2019 BCSC 196
    • Canada
    • British Columbia Supreme Court of British Columbia (Canada)
    • February 19, 2019
    ...insurer of a material change in risk (at para. 23, Hutcheon J.A.). [76] Wawanesa also relies upon Davidson v. Wawanesa Insurance Company, 2015 BCSC 1383, to argue statutory condition 4 does not require an insurer to establish the insured knew the change in risk was material. In Davidson, ar......
3 firm's commentaries
  • Fire Losses And Investigations
    • Canada
    • Mondaq Canada
    • October 2, 2017
    ...it was "unjust and unreasonable" to terminate the contract. Another example of this can be found in Davidson v Wawanesa Insurance Co., 2015 BCSC 1383, where the Insurer denied coverage on the basis of misrepresentation and material change after arson resulted in the loss of an insured resid......
  • Legalization Of Cannabis: Upping The Risk Factor
    • Canada
    • Mondaq Canada
    • October 19, 2018
    ...higher risk of damage due to fire, moisture, mould, electrical failure, and theft. For instance, in Davidson v Wawanesa Insurance Co., 2015 BCSC 1383 it was found that the presence of a cannabis grow operation was a change material to the risk under the policy. Would growing a legal amount ......
  • Agricultural Law NetLetter - Friday, August 21, 2015 - Issue 330
    • Canada
    • Mondaq Canada
    • September 3, 2015
    ...Court of British Columbia) ** NEW CASE LAW ** Davidson v. Wawanesa Insurance Co.; CALN/2015-019, Full text: [2015] B.C.J. No. 1701; 2015 BCSC 1383, Supreme Court of British Columbia, S.C. Fitzpatrick J., August 10, Insurance -- Exclusion for "Farming" -- Whether Marijuana Growing Operations......

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