Healy v. Pilot Insurance Co., [2003] O.T.C. 1089 (SC)

• Judge: Polowin, J.
• Court: Superior Court of Justice of Ontario (Canada)
• Case Date: November 17, 2003
• Jurisdiction: Ontario
• Citations: [2003] O.T.C. 1089 (SC)

Healy v. Pilot Ins., [2003] O.T.C. 1089 (SC)

MLB headnote and full text

Temp. Cite: [2003] O.T.C. TBEd. DE.053

Trenholm Healy (plaintiff) v. Pilot Insurance Company (defendant)

(Cornwall Court File No. 02/871)

Indexed As: Healy v. Pilot Insurance Co.

Court of Ontario

Superior Court of Justice

Polowin, J.

December 15, 2003 and February 25, 2004.

Summary:

This headnote contains no summary.

Insurance - Topic 1024

The insurance contract - Terms - Standard mortgage clause - See paragraphs 1 to 57.

Practice - Topic 7020.1

Costs - Party and party costs - Entitlement to party and party costs - Successful party - Quantum - See paragraphs 53 to 57.

Practice - Topic 7061.1

Costs - Party and party costs - Counsel fees - Hourly rates - See paragraphs 51 to 52.

Practice - Topic 7451

Costs - Solicitor and client costs - Entitlement to solicitor and client costs - General - See paragraphs 42 to 50.

Cases Noticed:

National Bank of Greece (Canada) et autres v. Simcoe & Erie General Assurance Co. et autres, [1990] 2 S.C.R. 1029; 115 N.R. 42; 32 Q.A.C. 250; 74 D.L.R.(4th) 197, refd to. [para. 10].

National Bank of Greece (Canada) v. Katsikonouris - see National Bank of Greece (Canada) et autres v. Simcoe & Erie General Assurance Co. et autres.

Halifax Insurance Co. v. Killick et al. (2000), 187 N.S.R.(2d) 131; 585 A.P.R. 131; [2001] I.L.R. 1-3901 (S.C.), refd to. [para. 10].

Caisse populaire des Deux rives v. Vallée du Richelieu (La), compagnie mutuelle d'assurance de dommages, [1990] 2 S.C.R. 995; 115 N.R. 1; 34 Q.A.C. 241, refd to. [para. 13].

Royal Bank of Canada v. Red River Valley Mutual Insurance Co. (1986), 42 Man.R.(2d) 124; [2001] I.L.R. 1-2113 (C.A.), refd to. [para. 13].

Consolidated-Bathurst Export Ltd. v. Mutual Boiler and Machinery Insurance Co., [1980] 1 S.C.R. 888; 32 N.R. 488, refd to. [para. 14].

Wigle et al. v. Allstate Insurance Co. of Canada (1984), 6 O.A.C. 161; 10 C.C.L.I. 1 (C.A.), leave to appeal refused [1985] 1 S.C.R. v; 59 N.R. 73; 8 O.A.C. 320; 10 C.C.L.I. 1, refd to. [para. 19].

Brissette v. Westbury Life Insurance Co. (1992), 142 N.R. 104; 58 O.A.C. 10; 13 C.C.L.I.(2d) 1 (S.C.C.), refd to. [para. 20].

Reid Crowther & Partners Ltd. v. Simcoe & Erie General Insurance Co., [1993] 1 S.C.R. 252; 147 N.R. 44; 83 Man.R.(2d) 81; 36 W.A.C. 81; 13 C.C.L.I.(2d) 161, refd to. [para. 21].

Mortimer et al. v. Cameron et al. (1994), 68 O.A.C. 332 (C.A.), refd to. [para. 48].

Hodgson v. Canadian Newspapers Co. et al., [2003] O.T.C. 619 (Sup. Ct.), refd to. [para. 49].

TransCanada Pipelines v. Potter Station Power Limited Partnership et al., [2002] O.T.C. Uned. 359 (Sup. Ct.), refd to. [para. 51].

Gratton-Masuy Environmental Technologies Inc. et al. v. Building Materials Evaluation Commission (Ont.) (2003), 170 O.A.C. 388 (Div. Ct.), refd to. [para. 53].

Zesta Engineering Ltd. v. Cloutier et al., [2002] O.A.C. Uned. 288 (C.A.), refd to. [para. 54].

Authors and Works Noticed:

Brown, Insurance Law in Canada (3rd Student Ed.), generally [paras. 17, 19]; c. 8 [para. 14]; pp. 162 [para. 16]; 162 to 174 [para. 10].

Counsel:

E. Paul Burns, for the plaintiff;

Crawford M. MacIntyre, Q.C., and Elliot A. Zeitz, for the defendant.

This matter was heard on November 17, 2003, before Polowin, J., of the Ontario Superior Court, who released the following decision on December 15, 2003, with additional reasons endorsed on the record and released on February 25, 2004.

Please note: The following judgment has not been edited.