Jesuit Fathers of Upper Canada v. Guardian Insurance Co. of Canada et al., [2003] O.T.C. 976 (SC)

• Judge: Whitten, J.
• Court: Superior Court of Justice of Ontario (Canada)
• Case Date: October 27, 2003
• Jurisdiction: Ontario
• Citations: [2003] O.T.C. 976 (SC)

Jesuit Fathers v. Guardian Ins., [2003] O.T.C. 976 (SC)

MLB headnote and full text

Temp. Cite: [2003] O.T.C. TBEd. NO.029

The Jesuit Fathers of Upper Canada (applicant) v. Guardian Insurance Company of Canada and ING Insurance Company of Canada (respondents)

(Court File No. 02-7128)

Indexed As: Jesuit Fathers of Upper Canada v. Guardian Insurance Co. of Canada et al.

Court of Ontario

Superior Court of Justice

Whitten, J.

October 27, 2003.

Summary:

This headnote contains no summary.

Insurance - Topic 725

Insurers - Duties - Duty to defend - See paragraphs 1 to 133.

Insurance - Topic 7628

Professional liability insurance - Scope of coverage - Policy period - "Claims made" - Meaning of - See paragraphs 40 to 133.

Cases Noticed:

Bacon v. McBride (1984), 5 C.C.L.I. 146 (B.C.S.C.), refd to. [para. 10].

Nichols v. American Home Assurance Co. et al., [1990] 1 S.C.R. 801; 107 N.R. 321; 39 O.A.C. 63; 68 D.L.R.(4th) 321, refd to. [para. 10].

Monenco Ltd. et al. v. Commonwealth Insurance Co. et al. (2001), 274 N.R. 84; 155 B.C.A.C. 161; 254 W.A.C. 161; 2001 CarswellBC 1871 (S.C.C.), refd to. [para. 10].

Scalera v. Lloyd's of London, [2000] 1 S.C.R. 551; 253 N.R. 1; 135 B.C.A.C. 161; 221 W.A.C. 161; 185 D.L.R.(4th) 1, refd to. [para. 15].

Reid Crowther & Partners Ltd. v. Simcoe & Erie General Insurance Co., [1993] 1 S.C.R. 252; 147 N.R. 44; 83 Man.R.(2d) 81; 36 W.A.C. 81; 13 C.C.L.I.(2d) 161, refd to. [para. 17].

Duke University v. St. Paul Fire and Marine Insurance Co. (1990), 386 S.E.2d 762 (N.C. Ct. App.), refd to. [para. 24].

Marx v. Hartford Accident and Indemnity Co. (1968), 157 N.W.2d 870 (Neb. S.C.), refd to. [para. 25].

Buchanan v. Gan Canada Insurance Co. et al. (2000), 134 O.A.C. 189; 50 O.R.(3d) 89 (C.A.), refd to. [para. 30].

Godonoaga v. Khatambakhsh et al. (2000), 132 O.A.C. 391; 49 O.R.(3d) 22 (C.A.), refd to. [para. 32].

Sheppard v. Co-operators General Insurance Co. (1997), 99 O.A.C. 390; 33 O.R.(3d) 362 (C.A.), refd to. [para. 32].

E.M. v. Reed et al., [2000] O.T.C. 896 (Sup. Ct.), refd to. [para. 36].

E.M. v. Reed et al. (2003), 171 O.A.C. 145; 2003 CarswellOnt 1723 (C.A.), refd to. [para. 39].

Carleton Condominium Corp. No. 1 v. Guardian Insurance Co. of Canada (1997), 34 O.T.C. 244 (Gen. Div.), refd to. [para. 41].

Wright Engineers Ltd. v. United States Fire Insurance Co. (1986), 19 C.C.L.I. 74 (B.C.C.A.), refd to. [para. 43].

Reid Crowther & Partners Ltd. v. Simcoe & Erie General Insurance Co. (1990), 66 Man.R.(2d) 142; 1990 CarswellMan 89 (Q.B.), revd. (1991), 70 Man.R.(2d) 36, additional reasons (1991), 73 Man.R.(2d) 128; 3 W.A.C. 128 (C.A.), refd to. [para. 50].

St. Paul Fire and Marine Insurance Co. v. Guardian Insurance Co. of Canada (1983), 2 O.A.C. 109; 43 O.R.(2d) 326; 2 C.C.L.I. 275 (C.A.), refd to. [para. 78].

Defrancesco et al. v. Stivala et al., [1992] I.L.R. 1-2896; 60 O.A.C. 238 (C.A.), refd to. [para. 82].

Wright Engineers Ltd. v. United States Fire Insurance Co. (1986), 19 C.C.L.I. 74 (B.C.C.A.), refd to. [para. 83].

K.M. v. H.M., [1992] 3 S.C.R. 6; 142 N.R. 321; 57 O.A.C. 321, refd to. [para. 87].

Authors and Works Noticed:

Andal, R.V., and Donnelly, T., Liability Insurance, in Brown, C., Insurance Law in Canada (1999 Looseleaf Ed.), vol. 2, p. 13 [para. 14].

Brown, C., Insurance Law in Canada (1999 Looseleaf Ed.), vol. 2, p. 13 [para. 14].

Brown, Craig, and Menezes, Julio, Insurance Law in Canada (2nd Ed. 1991), pp. 125, 126 [para. 18].

Canada, Royal Commission on Aboriginal Peoples Report, Looking Forward, Looking Back, vol. 1, c. 10 [para. 1, footnote 1].

First Nations Cape Croker Reserve, Committee on Sexual Abuse, Statement to the Jesuits on Behalf of the Survivors of Child Sexual Abuse By the Jesuit Priest Report (Reid Report) (1992), generally [para. 94].

Hilliker, Gordon, Liability Insurance Law in Canada (2nd Ed.), generally [para. 21].

Hilliker, Gordon, Liability Insurance Law in Canada (3rd Ed. 2001), p. 72 [para. 14].

Reid Report - see First Nations Cape Croker Reserve, Committee on Sexual Abuse, Statement to the Jesuits on Behalf of the Survivors of Child Sexual Abuse By the Jesuit Priest Report (Reid Report) (1992).

Counsel:

W. Zimmerman and D. McLean, for the applicant;

Vernol I. Rogers and Thomas J. Donnelly, for the respondents.

This case was heard on June 2, 3 and 6, 2003, before Whitten, J., of the Ontario Superior Court, who released the following decision on October 27, 2003.

Please note: The following judgment has not been edited.