Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company,

JurisdictionOntario
JudgeJuriansz, Brown and Miller JJ.A.
Citation2017 ONCA 381
Date10 May 2017
CourtCourt of Appeal (Ontario)
Docket NumberC62842

Get this document and AI-powered insights with a free trial of vLex and Vincent AI

Get Started for Free

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex
8 practice notes
  • Court Of Appeal Summaries (September 30-October 4)
    • Canada
    • Mondaq Canada
    • October 23, 2019
    ...Coverage, Underinsurance, Contra Preferentem, Royal & Sun Alliance Insurance Company of Canada v Intact Insurance Company, 2017 ONCA 381, Progressive Homes v Lombard General Insurance Co of Canada, 2010 SCC 33, Chilton v. Cooperators General Insurance Co (1997), 32 O.R. (3d) 161 (CA), P......
  • Ontario Court Of Appeal Summaries (May 8 – 12, 2017)
    • Canada
    • Mondaq Canada
    • May 22, 2017
    ...Estoppel, Henderson v. Henderson (1843), 67 E.R. 313 Royal & Sun Alliance Insurance Company of Canada v Intact Insurance Company, 2017 ONCA 381 Keywords: Insurance Law, Automobile Insurance, Excluded Driver Endorsements, Validity, Insurance Act, RSO 1990, c I.8, s 227(1), Unfair or Dece......
  • Kahlon v. ACE INA Insurance,
    • Canada
    • Court of Appeal (Ontario)
    • October 1, 2019
    ...form unenforceable. He cited this court’s decision in Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company, 2017 ONCA 381, 138 O.R. (3d) 539. In that case, the question was whether an endorsement that excluded coverage for a named driver was valid even though the......
  • Improper Excluded Driver Forms Can Still Be Enforceable
    • Canada
    • Mondaq Canada
    • September 15, 2017
    ...to adequately explain the exclusion to the insured as described in Gore Mutual Insurance Co. v. 1443249 Ontario Ltd.2 Footnotes 1 2017 ONCA 381 2 2004 CarswellOnt 768 The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought......
  • Get Started for Free
3 cases
  • Kahlon v. ACE INA Insurance,
    • Canada
    • Court of Appeal (Ontario)
    • October 1, 2019
    ...form unenforceable. He cited this court’s decision in Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company, 2017 ONCA 381, 138 O.R. (3d) 539. In that case, the question was whether an endorsement that excluded coverage for a named driver was valid even though the......
  • Murphy v. Savoie,
    • Canada
    • Court of Appeal (Ontario)
    • October 3, 2019
    ...and guaranteed compensation of victims”: Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company, 2017 ONCA 381, 138 O.R. (3d) 539, at para. 14. This court has also recognized that automobile insurance policies are more than commercial contracts and form part......
  • Aviva v. Intact,
    • Canada
    • Superior Court of Justice of Ontario (Canada)
    • October 4, 2018
    ...The Court of Appeal considered Intact’s use of the very same 28A form in the case of Royal & Sun Alliance v. Intact Insurance 2017 ONCA 381. In that case, the plaintiff argued that the phrase impermissibly deviated from the form which had been preapproved by the Superintendent an......
6 firm's commentaries
  • COURT OF APPEAL SUMMARIES (SEPTEMBER 30 – OCTOBER 4 2019)
    • Canada
    • LexBlog Canada
    • October 4, 2019
    ...Automobile, Coverage, Underinsurance, Contra Preferentem, Royal & Sun Alliance Insurance Company of Canada v Intact Insurance Company, 2017 ONCA 381, Progressive Homes v Lombard General Insurance Co of Canada, 2010 SCC 33, Chilton v. Cooperators General Insurance Co (1997), 32 O.R. (3d) 161......
  • Court Of Appeal Summaries (September 30-October 4)
    • Canada
    • Mondaq Canada
    • October 23, 2019
    ...Coverage, Underinsurance, Contra Preferentem, Royal & Sun Alliance Insurance Company of Canada v Intact Insurance Company, 2017 ONCA 381, Progressive Homes v Lombard General Insurance Co of Canada, 2010 SCC 33, Chilton v. Cooperators General Insurance Co (1997), 32 O.R. (3d) 161 (CA), P......
  • Ontario Court Of Appeal Summaries (May 8 – 12, 2017)
    • Canada
    • Mondaq Canada
    • May 22, 2017
    ...Estoppel, Henderson v. Henderson (1843), 67 E.R. 313 Royal & Sun Alliance Insurance Company of Canada v Intact Insurance Company, 2017 ONCA 381 Keywords: Insurance Law, Automobile Insurance, Excluded Driver Endorsements, Validity, Insurance Act, RSO 1990, c I.8, s 227(1), Unfair or Dece......
  • Improper Excluded Driver Forms Can Still Be Enforceable
    • Canada
    • Mondaq Canada
    • September 15, 2017
    ...to adequately explain the exclusion to the insured as described in Gore Mutual Insurance Co. v. 1443249 Ontario Ltd.2 Footnotes 1 2017 ONCA 381 2 2004 CarswellOnt 768 The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought......
  • Get Started for Free