Willard v. Zurich Insurance Co., [2004] O.T.C. 933 (SC)

• Judge: Gauthier, J.
• Court: Superior Court of Justice of Ontario (Canada)
• Case Date: October 14, 2004
• Jurisdiction: Ontario
• Citations: [2004] O.T.C. 933 (SC)

Willard v. Zurich Ins., [2004] O.T.C. 933 (SC)

MLB headnote and full text

Temp. Cite: [2004] O.T.C. TBEd. NO.011

Heidi Willard (plaintiff) v. Zurich Insurance Company (defendant)

(Court File No. C-6201/01)

Indexed As: Willard v. Zurich Insurance Co.

Court of Ontario

Superior Court of Justice

Gauthier, J.

October 29, 2004.

Summary:

This headnote contains no summary.

Damages - Topic 2101

Torts causing death - General - Dependent - What constitutes - See paragraphs 1 to 53.

Insurance - Topic 5058

Automobile insurance - Compulsory government schemes - Bodily injury and death benefits - Person defined - See paragraphs 1 to 53.

Cases Noticed:

Montreal Tramways Co. v. Léveillé, [1933] S.C.R. 456, refd to. [para. 12].

Fitzsimonds v. Royal Insurance Co. of Canada (1983), 43 A.R. 169 (Q.B.), revd. (1984), 51 A.R. 368 (C.A.), refd to. [para. 16].

Schofield v. Orrell Colliery Co., [1909] 1 K.B. 178 (C.A.), refd to. [para. 17].

Louis v. Esslinger et al. (1981), 121 D.L.R.(3d) 17 (B.C.S.C.), refd to. [para. 18].

Smith et al. v. Insurance Corp. of British Columbia, [1980] B.C.J. No. 568 (S.C.), refd to. [para. 19].

Scrimshaw v. Constitutional Insurance Co. of Canada, [1979] I.L.R. 510; 26 O.R.(2d) 371 (Co. Ct.), refd to. [para. 20].

Mathison v. Hofer (1984), 27 Man.R.(2d) 41 (Q.B.), refd to. [para. 21].

Dehler v. Ottawa Civic Hospital (1980), 29 O.R.(2d) 677 (C.A.), refd to. [para. 21].

Whale v. Guarantee Co. of North America, [2002] O.F.S.C.I.D. No. 14, refd to. [para. 24].

Daigle v. Tremblay, [1989] 2 S.C.R. 530; 102 N.R. 81; 27 Q.A.C. 81, refd to. [para. 24].

Child and Family Services of Winnipeg Northwest v. D.F.G., [1997] 3 S.C.R. 925; 219 N.R. 241; 121 Man.R.(2d) 241; 158 W.A.C. 241, refd to. [para. 24].

Seed v. Delhey (1989), 70 O.R.(2d) 692 (H.C.), refd to. [para. 26].

Garland v. Rowsell (1990), 73 O.R.(2d) 280 (Dist. Ct.), refd to. [para. 26].

MacIsaac and MacIsaac v. Smith and Thomas (1987), 20 O.A.C. 241; 19 C.P.C.(2d) 56 (Div. Ct.), refd to. [para. 27].

Stone and Breen v. Hartman et al. (1996), 12 O.T.C. 18 (Gen. Div. Master), refd to. [para. 27].

Treverton et al. v. Superintendent of Insurance (Can.) (1989), 67 O.R.(3d) 765 (H.C.), refd to. [para. 29].

Vasey et al. v. Economical Mutual Insurance Co. (1986), 54 O.R.(2d) 692 (Dist. Ct.), refd to. [para. 36].

Ridgley v. Zurich Insurance Co., [1994] O.I.C.D. No. 36, refd to. [para. 42].

Singh v. State Farm Mutual Automobile Insurance Co., [1993] O.I.C.D. No. 31, refd to. [para. 44].

Bonisteel v. Pilot Insurance Co. et al. (1998), 73 O.T.C. 227 (Gen. Div.), refd to. [para. 46].

Abrahams v. Canada (Attorney General), [1983] 1 S.C.R. 2; 46 N.R. 185; 142 D.L.R.(3d) 1, refd to. [para. 47].

Fraczek et al. v. Pascual et al. (2003), 170 O.A.C. 363; 64 O.R.(3d) 437 (C.A.), refd to. [para. 48].

Authors and Works Noticed:

Driedger, Elmer A., Construction of Statutes (3rd Ed. 1994), p. 376 [para. 47].

Counsel:

Andrée M. Lacroix, for the plaintiff;

M.J. Lucille Shaw, for the defendant.

This case was heard on October 14, 2004, before Gauthier, J., of the Ontario Superior Court, who released the following decision on October 29, 2004.

Please note: The following judgment has not been edited.