Heitsman v. Canadian Premier Life Insurance Co. et al., [2002] B.C.T.C. 1080 (SC)

• Judge: Melnick, J.
• Court: Supreme Court of British Columbia (Canada)
• Case Date: July 19, 2002
• Jurisdiction: British Columbia
• Citations: [2002] B.C.T.C. 1080 (SC);2002 BCSC 1080

Heitsman v. Cdn. Premier Life, [2002] B.C.T.C. 1080 (SC)

MLB headnote and full text

Temp. Cite: [2002] B.C.T.C. TBEd. AU.052

Constance Heitsman (plaintiff) v. Canadian Premier Life Insurance Company, American Bankers Life Assurance Company of Florida, Continental Casualty Company, Laurentian Life of Canada, a Division of the Imperial Life Assurance Company of Canada and London & Midland General Insurance Company (defendants)

(C994148; 2002 BCSC 1080)

Indexed As: Heitsman v. Canadian Premier Life Insurance Co. et al.

British Columbia Supreme Court

Vancouver

Melnick, J.

July 19, 2002.

Summary:

This headnote contains no summary.

Insurance - Topic 7232.1

Life insurance - Defences and exclusions - Death due to disease or sickness (accidental death policy) - See paragraphs 1 to 30.

Cases Noticed:

Derksen et al. v. 539938 Ontario Ltd. et al. (2001), 277 N.R. 82; 153 O.A.C. 310; 205 D.L.R.(4th) 1 (S.C.C.), refd to. [para. 9].

Pavlovic et al. v. Economical Mutual Insurance Co. (1994), 52 B.C.A.C. 98; 86 W.A.C. 98; 99 B.C.L.R.(2d) 298 (C.A.), refd to. [para. 17].

Dimitropoulous v. Citadel General Assurance Co. (1992), 10 C.C.L.I.(2d) 58 (B.C.S.C.), refd to. [para. 20].

Meyer v. Allstate Insurance Co. of Canada (1980), 3 Man.R.(2d) 411; 115 D.L.R.(3d) 90 (C.A.), refd to. [para. 20].

Voisin v. Royal Insurance Co. of Canada (1988), 29 O.A.C. 227; 53 D.L.R.(4th) 299 (C.A.), refd to. [para. 20].

Milashenko v. Co-operative Fire and Casualty Co. (1968), 66 W.W.R.(N.S.) 577 (Sask. C.A.), revd. (1970), 72 W.W.R.(N.S.) 228 (S.C.C.), refd to. [para. 21].

Hepburn v. Westbury Canadian Life Insurance Co. et al., [1997] B.C.T.C. Uned. 523; 33 B.C.L.R.(3d) 90 (S.C.), refd to. [para. 23].

Paulson v. CIBC Life Insurance Co., [1997] B.C.T.C. Uned. 545; 33 B.C.L.R.(3d) 113 (S.C.), refd to. [para. 23].

Shaw v. CIBC Life Insurance Co., [2000] B.C.T.C. 1043 (S.C.), refd to. [para. 23].

Counsel:

S.D. Matthews and D.G.A. Jones, for the plaintiff;

S. Nossal, for the defendants.

This case was heard on June 17 and 18, 2002, before Melnick, J., of the British Columbia Supreme Court, who delivered the following decision on July 19, 2002.

Please note: The following judgment has not been edited.