Desbiens and Everything After

• Author: Neil P. Wheeler
• Pages: 1-9

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Desbiens andEverythingAer

Neil P. Wheeler*

A. OVERVIEW

Catastrophic impairment is one of the most important concepts i n

Ontario autoinsurancei njury claims Ina tort action arising from an

accidentoccurringbet weenNovemberandOctoberacat-

astrophicallyimpairedplainticansueforhealthcareexpensesandthe

damagesassessment mayincreasedramat icallyInanaccidentbenets

claimarisingfromanaccidentoccurringfromNovemberonward

acatastrophicallyimpairedpersonise ntitledtoclaimgreatlyincreased

benet s

Catastrophicimpairment has anumber ofdenitions Onei san

impairment orcombi nation of impairments that in accordance with

the American Medical Assoc iations Guides to the Evaluation of Perma-

nent Impairmentresults inpercentor moreimpairmentofthe whole

perso nAnotherdenitionis animpairmentthatin accordancewith

 PartnerLernersLLPTorontoNeilpracticespersonali njurymedicalmalpractice

andinsuranc elitigationHegraduatedfromt heFacultyofLawattheUniversity

ofWesternOntarioandwa scalledtothebarinBeforeth atheaendedthe

BachelorofJournali smHonoursprogramatCarletonUniversityMrWheeler

acknowledgeswithth anksthecontr ibutionofEricBHeathofLernersLLP

 AmericanMedica lAssociationGuides to th e Evaluation of Permanent Impairmentth

edChicagoAmericanMedica lAssociationGuides

 StatutoryAccidentBenetsSc heduleAccidentsonoraerNovemberOReg

ssfandfSchedule