Desbiens and Everything After

• Author: Neil P. Wheeler
• Pages: 1-9

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Desbiens andEverythingAer

Neil P. Wheeler*

A. OVERVIEW

Catastrophic impairment is one of the most important concepts i n

OntarioautoinsuranceinjuryclaimsInatortactionarisingfroman

accidentoccurringbetweenNovemberandOctoberacat-

astrophicallyimpairedplainticansueforhealthcareexpensesandthe

damagesassessmentmayincreasedramaticallyInanaccidentbenets

claimarisingfromanaccidentoccurringfromNovemberonward

acatastrophicallyimpairedpersonisentitledtoclaimgreatlyincreased

benets

CatastrophicimpairmenthasanumberofdenitionsOneisan

impairment orcombi nation of impairments that in accordance with

the American Medical Assoc iations Guides to the Evaluation of Perma-

nent Impairmentresultsinpercentormoreimpairmentofthewhole

personAnotherdenitionisanimpairmentthatinaccordancewith

 PartnerLernersLLPTorontoNeilpracticespersonalinjurymedicalmalpractice

andinsurancelitigationHegraduatedfromtheFacultyofLawattheUniversity

ofWesternOntarioandwascalledtothebarinBeforethatheaendedthe

BachelorofJournalismHonoursprogramatCarletonUniversityMrWheeler

acknowledgeswiththanksthecontributionofEricBHeathofLernersLLP

 AmericanMedicalAssociationGuides to th e Evaluation of Permanent Impairmentth

edChicagoAmericanMedicalAssociationGuides

 StatutoryAccidentBenetsScheduleAccidentsonoraerNovemberOReg

ssfandfSchedule